Find a Home in Las Vegas Near a Top-Tier Healthcare Services in Las Vegas Valley

Las Vegas Hospitals & Healthcare | Dr. Jan Duffy Real Estate

Wherever you choose to live in the Las Vegas valley, you will have access to widely dispersed first-class Las Vegas Hospitals. Our local hospitals and medical community provide state-of-the-art care for a host of medical conditions.

“Don’t believe the media reports that the Las Vegas Hospitals system is below average. It’s just not true. Most of our facilities have been built in the last twenty years and are modern, clean, technologically advanced, and well designed for health-care services. Getting medical attention, emergency room services, and surgery are routine in Las Vegas and our medical staff is top-notch!”
— Long-time Las Vegas Resident

Las Vegas Valley Hospital Directory

Sunrise Hospital and Medical Center

3186 South Maryland Parkway, Las Vegas, NV 89109

Phone: (702) 961-5000

University Medical Center

1800 W. Charleston Blvd., Las Vegas, NV 89102

Phone: 702-383-2000

Valley Hospital Medical Center

620 Shadow Lane, Las Vegas, NV 89106

Phone: (702) 388-4000

MountainView Hospital

3100 N Tenaya Way, Las Vegas, NV 89128

Phone: (702) 962-5000

Summerlin Hospital Medical Center

657 N Town Center Dr, Las Vegas, NV 89144

Desert Springs Hospital

2075 E. Flamingo Road, Las Vegas, NV 89119

Note: Emergency services only – Inpatient operations have ceased

Centennial Hills Hospital Medical Center

6900 North Durango Dr., Las Vegas, NV 89149

Phone: 702-835-9700

VA Southern Nevada Healthcare System

6900 N Pecos Road, North Las Vegas, NV 89086

Veterans Affairs facility – Please verify eligibility

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According to Google Trends, online searches for down payment information recently hit an all-time high. And that’s a clear sign more buyers are trying to figure out what they really need to save before making a move (see graph below):

If you’re wondering the same thing, you can always turn to the internet for answers. But a lot of the time, it’s better to ask a local expert. Because here’s what a pro would tell you.

The 20% Down Payment Myth

The idea that you need 20% down to buy a home is one of the biggest misconceptions around the homebuying process. And the data debunks the myth.

While there are benefits to putting that much money down, most first-time buyers put down far less.

Here’s why. Unless it’s stated by your lender, you typically don’t have to have a 20% down payment. There are even some loan options designed to help you get into a home with a much smaller upfront cost. As the Mortgage Reports explains:

“The amount you need to put down will depend on a variety of factors, including the loan type and your financial goals. If you don’t have a large down payment saved up, don’t worry—there are plenty of options available, and you don’t need to put down the traditional 20% . . . many homebuyers are able to secure a home with as little as 3% or even no down payment at all . . .”

For example, FHA loans allow down payments as low as 3.5%, while VA and USDA loans offer zero down payment options for qualified applicants, like Veterans.

And those options are just one reason so many first-time buyers are able to buy without a 20% down payment.

What Buyers Are Actually Putting Down

So, if buyers aren’t doing 20%, how much do they actually put down?

According to the National Association of Realtors (NAR), the median down payment for first-time homebuyers is only 10%. That’s half of what you probably expected.

That means if you’re aiming to save 20% because you think you have to, you may be setting a timeline that’s longer than necessary.

And here’s some more good news. It’s not only that you may be able to buy with less money down than you thought, but there are also options to help you get to your down payment goal even faster.

Why You Should Look into Down Payment Assistance Programs

There are a lot of programs designed to help you save for a down payment – and they can make a big difference in how fast you hit your savings target. Unfortunately, buyers don’t realize how many there are, or that they may qualify for help.

Research from Realtor.com shows almost 80% of first-time homebuyers qualify for down payment assistance (DPA), but only 13% actually use it (see chart below):

And that’s another big miss holding would-be buyers like you back.

In the U.S., there are over 2,600 homeownership programs available, many offering significant financial support. As Down Payment Resource shares:

“With an average benefit of $18,000, down payment assistance (DPA) remains one of the most essential tools for addressing the nation’s affordability challenges. Programs continue to expand in scope, serving a broader range of incomes, property types and borrower needs, including first-generation, military and repeat buyers.”

Imagine how much further your savings could go with an extra $18,000 you can use to buy. In some cases, you may even be able to stack multiple programs, giving what you’ve saved an even bigger boost.

Bottom Line

The simple truth is: most first-time buyers don’t put 20% down. And if you’ve been waiting to buy until you have that saved, you may be setting a timeline that’s longer than necessary.

To find out what you really need to save and if you qualify for any help, connect with a trusted lender who can walk you through your options. You may be able to buy sooner than you thought.

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